In-House Membership

Skagit River Dental Newsletter – November 2026
NOVEMBER 2026
IN THIS ISSUE

Medicare Dental Changes for 2027

Big changes are happening in Medicare dental coverage next year, and we want you to know what's happening and how we're preparing for your coverage.

This mainly affects those who have chosen Medicare Advantage plans. United Healthcare and Kaiser are both pulling out of dental coverage in Skagit Valley. This means if this was the plan you chose, or the plan you wanted to choose, it is no longer available to those living in Skagit County.

We have worked closely with Humana, the largest alternative option, to give you in-network benefits if you are choosing to continue with a Medicare dental plan.

We are now an in-network provider with Humana!

Open enrollment ends December 7th.
Please do not delay getting this sorted!

Does this affect me?

If you have Original Medicare without a dental plan, or a dental plan through another company, these changes likely don't affect you. Not sure? Give us a call and we'll look into it with you.

What if I'm switching to Humana?

Let us know your new plan information once you enroll, so we can verify your coverage ahead of your next visit.


Our In-House Membership

Our priority is making sure dental care is accessible to all of our patients. If a dental plan isn't the right fit for you this year, our in-house membership is a great option. Please note that membership cannot be used with insurance and is only for patients without a dental plan.

  • No deductibles, annual maximums or pre-approvals
  • No waiting period, benefits start the day you join
  • Simple, upfront pricing: one yearly fee covers your cleanings, exams, fluoride, routine x-rays and an emergency exam
  • 20% off additional treatment
Prophy Membership: $499/year (a $782–$1,205 value)
Our routine care option, including two cleanings and two exams.
Periodontal Membership: $749/year (a $1,326–$1,749 value)
For patients who need more frequent gum care, including four periodontal maintenance cleanings and 20% off an initial deep cleaning.

Each membership lasts 12 months from the date you join. Ask our front desk which option is right for you!


Dental Plan Shopping Tips

If you're comparing dental plans this season, here are a few things to look out for:

Waiting periods and prior authorization. These affect when your plan starts paying, and can be an issue if you need any emergency work soon after enrolling.

What goes toward your maximum. Most plans today take preventive and diagnostic care, like exams, x-rays and cleanings, out of your yearly maximum, leaving less for fillings, crowns or other treatment.

In- and out-of-network coverage. While we're in network with most plans, specialists commonly don't network with insurance. If you're referred to one, out-of-network coverage can greatly affect what you pay.

Use your benefits before the year ends! Most plans reset on January 1st, so any maximum you haven't used by the end of the year is lost. If you have treatment pending, now is the time to schedule.

Questions about a plan you're considering? We're happy to help. (360) 755-9298


HAPPY HOLIDAYS!

From the Skagit River Dental Team

Next
Next

New Hygienist, New Year!